Jim Rohn said, " Formal education will make you a living; self- education will make you a fortune." I was a good student. I was very good in academics so much so that I was always one of the top honor students. From kindergarten to elementary to high school. I was a consistent top academic performer. I used to be proud of myself about this achievement I had. It's true what Robert Kiyosaki said that i n the real world, the smartest people are people who make mistakes and learn. In school, the smartest people don’t make mistakes. In school, we are trained not to make mistakes or else we get low grades or worse, fail. I studied hard so I could pass and move up to the next level then graduate then get a job. Life was simple. But life, as I found out and keep finding out, is not simple. School did not teach me basic financial literacy. Tithing or saving or investing was rarely mentioned at school. Most importantly, I have never remembered any teacher mentio...